Customer Privacy Notice
Facts
What do Wysh Financial, LLC and Wysh Life and Health Insurance Company (“Wysh” ) do with your personal information?
Why?
Companies choose how they share your personal information. Federal and state laws give consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Personal information and identifiers: name, social security number, date of birth
- Demographics: age, disability status, citizenship, gender
- Professional or employment information: income, employment history
- Education information: school records, degree, academic achievements
- Financial information: bank accounts, assets/debts, account balances
- Medical information: medical history, medical questionnaires
- Internet or network activity: browser history, search history, IP address
- Profile information: profiles reflecting a person's preferences such as interests, hobbies, characteristic tendencies, behaviors, or attitudes
- Product information: policy/account number, policy/account values
How?
All companies need to share customer personal information to run their everyday business. In the section below, we list the reasons companies can share their customer information; the reasons Wysh chooses to share; and whether you can limit this sharing.
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes—to offer our products and services to you
Yes
Yes
For joint marketing with other companies
Yes
No
For our affiliates' everyday business purposes—information about your transactions and experiences
Yes
No
For our affiliates' everyday business purposes—information about your creditworthiness
Yes
Yes
For our affiliates to market to you
Yes
Yes
For nonaffiliates to market to you
Yes
Yes
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
To limit our sharing
You may opt-out of marketing communications as noted in the chart above by accessing your account and selecting “unsubscribe from marketing communications” or by accessing Customer Service at 1-844-WYSH-HLP (1-844-997-4457).
Please note: If you are a new customer, we can begin sharing your information on the date we send this notice.When you are no longer our customer, we can continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions
Call 1-844-WYSH-HLP (1-844-997-4457) or go to Contact us.
Who we are
Who is providing this notice?
This privacy notice is provided by Wysh Financial, LLC and Wysh Life and Health Insurance.
What we do
How does Wysh protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal and state law. These measures include computer safeguards, access limitations, and secured files and buildings.
How does Wysh collect my personal information?
We collect your personal information, for example, when you:
- apply for a product or make a claim.
- link your accounts with our platform.
- communicate and transact with us.
We also collect your personal information from others, such as affiliates, service providers, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates' everyday business purposes – information about your creditworthiness.
- affiliates from using your information to market to you.
- sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
You can only limit sharing for your specific personal information.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. For example, we use service providers to perform business functions for us.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you
Other Important Information
Some states provide additional rights to its residents. For our customers residing in AZ, CA, CT, GA, IL, ME, MA, MN, MT, NV, NJ, NC, OH, OR, AND VA, upon receipt of a written, verifiable request, you generally have the right to learn the nature and substance of personal information about you recorded in our files that is reasonably locatable and retrievable, see or obtain a copy of that information, and learn the identity of those to whom we have disclosed the information. If you believe that any of our records are inaccurate, you may notify us in writing of any corrections, amendments, or deletions that you believe should be made, and we will review and respond to that request. To exercise these rights or for additional information, please write to: Compliance (Privacy), Wysh Financial, LLC, 720 E. Wisconsin Ave., Milwaukee, WI 53202.
For our customers residing in VT, we will not disclose information about your creditworthiness to our affiliates other than as permitted by Vermont law, unless you authorize us to make those disclosures.
For NV residents, we are providing this notice pursuant to state law. If you do not want to receive unsolicited calls from us, you have the right to request that your number be placed on our internal do not call list. To exercise this right or if you have questions, please contact us at 1-844-WYSH-HLP (1-844-997-4457), via mail at Do Not Call Compliance, Wysh Financial,LLC, 720 East Wisconsin Ave., Milwaukee, WI 53202, or via e-mail at help@wysh.com. You may also contact the NV Attorney General for information on this law at 702-486-3132, via mail at 100 North Carson Street, Carson City, NV 89701, or via email at AgInfo@ag.nv.gov.
(REV 05/2023)